Kabayan , Do you have an Abundance Mentality? You definitely must!

If you’re in the workplace and na depressed ka dahil tumaas yung sahod ng kasama mu at hindi ka masaya para sa kanya, you’ve probably got the scarcity mentality. On the other hand, if someone getting a raise gets you excited because that means there’s a possibility of you getting a raise, that’s the abundance mentality at work.

If you’re at home and find yourself envious of some gadget someone else has because you don’t have one, you’re probably falling into the scarcity mentality. If you’re happy for a friend because they have something they want and you’re also content with your own possessions, that’s probably the abundance mentality.

Or if you are in a marketing business and you find yourself jealous for the success of other to the point that you have that fear that your business might outperform or overshadow your potential profits, that’s scarcity mentality! On the other hand if you see people succeed no matter what their business is that’s the abundance mentality at work.

Scarcity mentality cares what other people have, while the Abundance mentality doesn’t.

It almost goes without saying, then, that having an abundance mentality is incredibly useful when it comes to personal finance.

So do you have lack of money? Don’t focus on your lack! Focus and think of the possibilities in the world to earn extra money ! Soon ideas and opportunities to make that happen will start to “pop up” in your world. It maybe in your Facebook or from the internet or from a colleague that have been there for quite  a while then just one day suddenly jump at you.

Whenever you find yourself falling into a “scarcity” trap, where you find yourself jealous of the things other people have, STOP!!!

Tanungin ang sarili: Paanong ang pagtatagumpay o ang pagkakamit ng maraming bagay ng kapwa mu ay nakakahadlang sa sarili mung pagtatagumpay?

Huwag tayong mahulog sa pag iisip na mauubusan tayo kapag may mga nagtatagumpay o umaangat na mga tao sa paligid natin.

Hindi mu kailangang talunin ang lahat para magtagumpay. Pagtagumpayan mu muna ang sarili mu. Ang pag asenso ng iba ay dapat ikasiya yamang nangangahulugan din ito ng posibilidad ng sariling pag asenso.

There really is enough for everyone. Ang Panginoong Diyos ang magkakaloob niyan buhat sa kanyang kayamanang hindi nauubos ... Amen!J

Usapang OFW :Kailan ka mag po "for good" kabayan?

Sabi ng isang OFW , kung hindi ako nag abroad marahil kapiling ko ngayon ang pamilya ko. Pero kung hindi ako nag aabroad malamang pare pareho kaming mamamatay sa gutom sa mahirap na buhay at hindi ko din kakayanin na sapitin pa yun ng mga anak ko..

Isa lamang ito sa mga dahilan bakit tayo nangibang bansa at katapusan na naman ang karamihan ay sabik na makuha ang sahod

Ngunit kadalasan ay dumadaan lang ito sa mga palad natin kabayan

Agad pagkatanggap ng sahod ay nagbubukod tayo una para sa Panginoon

Sa padala sa pinas, sa gastos sa kuryente, upa ng bahay atbp.

Karamihan sapat lang o minsan pa nga ay kulang ang ating budget para sa maraming gastusin

Minsan pa nga ay nagkakaroon ng mga emergency at di natin alam ang gagawin kung saan tayo kukuha ng panggastos

Sa gitna ng katotohanang ito lahat tayo ay nagnanais makatulong sa ating pamilya at alam natin walang magbabago kung mauulit lang ang eksenang sa sahod lang natin tayo aasa! 

Papayag ka pa ba na wala na namang mangyari sa sahod mu?

Gusto po ba ninyong magkaroon ng ibang pagkakakitaan kung saan yung kikitain mu dito sa negosyong ito ay maari mo ng ipambayad sa kuryente , sa upa , sa gayon mas malaki ang iyong maipadala o maipon?

Pag nagkasakit si nanay o si tatay ay may huhugutin kang bala na hindi kailangan mangutang

Madali lang po ang negosyong ito kailangan lang po may paghugutan tayo kung bakit kailangan nating gawin ito---Hindi lang para sa atin bagkus ay para din naman sa mga pangarap at mga taong umaasa sa atin.

Una sa lahat bakit ka ba nag aabroad? Hindi ba para sa kanila?

 Masakit sa isang magulang na hindi makita ang anak o di kaya sa FB na lang nakikita ang paglaki ng anak?

Mahirap sa anak lalo na sa mga "bread winner" ang kumayod para lamang may maipadala at makatulong sa mga kapatid sa pag aaral.

Kailan ka mag po " for good"  Kabayan?

Ang isa sa makakamtam po natin sa negosyong ito ay TIME. Yung tatrabahuhin po natin ng 3 o 5 taon ay maari nating gawin sa loob lamang ng 1 taon. 

At yung TIME na ma save po natin ay maari nating makapiling ang ating mahal sa buhay.Maari nga yung iba pa matanda na at may karamdaman pa ang magulang.

Bigyan po natin ng pagkakataon ang Royale na baguhin po ang ating  buhay at pamumuhay.

Para sa mga katanungan  ay mag email sa royaleuae@gmail.com

 o tumawag sa:050 686 0415 para po samahan sa isang FREE BUSINESS PRESENTATION 

Maraming Salamat po.

Stop being Poor! Leverage!

A man always prayed to Jesus so he could win the lotto. One day, Jesus appeared to him and said, “Ok, I’ll make you win the lotto but please, please… BUY A TICKET!” :p

Similarly most of us want to be rich. But the question is how badly we want it?

Do we do something about it?

We wonder why we are still poor after all the years spending in your job or abroad.

We may have born poor but if we die poor is our own responsibility. It is only the accumulation of our decisions from the past.

Kabayan , I urge you to pause and think for a while..will your job make you rich or financially well off?

Your Boss will get rich but not you. So don't be an employee forever. DREAM. Dare to change. Get out of our comfort zone.

Otherwise we cannot expect any improvement in our lives it will be a repetition of same days slowly aging you while we get poorer as the economy stumbles down.

Just like the man who keeps praying to be successful or financially free but does not have the action for his conviction.

If you want to get rich , look for the opportunities to EARN EXTRA INCOME around you.  You cannot rich just by wishing and praying. 

God will look for a channel to flow His blessings and that channel maybe in the form of stocks , bonds , or business.

It's all up to you but bottomline is God cannot help you if you do not exert any effort and considering TIME  we may have gotten old before we become a millionaire or maybe too late to see our kids or our parents have a good life.


We only have 24hrs each day so why not use the power of leveraging?


See the illustration above, imagine POVERTY is the stone..d ba mahirap po na buhatin mano mano yung bato? pero kung gagamit ka ng leverage kaya hindi po ba?


Basta legal , tapat , walang masasagasaan  at maayos po ang gagawing pag negosyo ay kayang kaya po nating iangat ang ating buhay sa kahirapan!

Grab your Dreams!

Archie Acedo - 050 686 0415

archz_acedo@yahoo.com

Investment Advocate

Associate Financial Planner

Royale Business Leader

BA 64225952

www.royalebusinessclub.com

Economic Recession Inevitable!

By Chris Isidore @CNNMoney February 24, 2012: 4:44 PM E

NEW YORK (CNNMoney) -- While most economists have stopped worrying that the U.S. will fall into a double-dip recession, one influential economist maintains his position that the nation won't be able to avoid a new downturn.

Lakshman Achuthan, co-founder of the Economic Cycle Research Institute, said on Friday that his research firm is sticking with the forecast it made in September: A new recession is inevitable, despite improvement in high-profile economic indicators, such as job creation and unemployment, and a stock market rally.

ECRI is one of the more widely respected firms on economic recessions, as it has never been wrong when forecasting that a recession would start, or failed to predict a recession well before it was widely accepted.

Achuthan predicts the recession will happen even without a new shock to the economy, such as a spike in oil and gas prices or a Greek sovereign debt default sparking a financial meltdown. If those things occur, he says they will simply make an inevitable recession more painful.

In fact, Achuthan said data gathered since his September forecast only confirms his view that economic growth has slowed to such a degree that a downturn is now unavoidable, likely by late summer.

"Now that we have several months of definitive hard data, this is not a forecast," he said, pointing to key measures that don't receive as much attention from the public or many economists.

"Basically, growth has flatlined," he said.

Some might think that a new downturn would be a so-called double-dip recession, in that it comes before the economy has fully recovered from the jobs lost during the Great Recession. But Achuthan said if the economy falls into recession at this point, it would be a new recession, not a double dip, given the time that has passed since the formal end of the recession in 2009 and the economic growth since then.

He said improved consumer confidence and economists' stronger outlook are due to gains in jobs and stocks over the last six months.

The unemployment rate has fallen for five straight months, dropping to 8.3% in January compared to 9.1% in August. Filings for new jobless benefits have fallen to a nearly four-year low. And the Standard & Poor's 500 (SPX) index has gained 27% since an October low to reach thehighest level since June 2008.

"Job growth always follows consumer spending growth, not the other way around," Achuthan said.

That doesn't necessarily mean the economy will start losing jobs again by this summer, when he expects the recession to start. He said hiring can continue in the early months of a downturn, but there will definitely be job losses ahead.

God can re-write your ♥ story!

Oh how we love stories!

Most of us when we were kids used to ask our parents to read or tell us love stories.

Romeo&Juliet!The Notebook!Serendipity,Julio at Julia & more.. :)

Looking back our life has made a pretty story too especially on our relationships with the past people in our lives.

Sometimes we find ourselves in a worse situation, regretting our actions and there are some decisions in life which have changed us completely.

They say regret is always at the end. It was never first—never will be. We asked our minds if only---

If only I have not gone abroad then maybe I’m still with my knight & shining armor?

Or  If only I have love him more, we should still have been together?

If only I have been strong enough before to resist temptation ?

If only I have not said that?  If only I decided to marry him or her before?

We cannot rewind the hands of time ------ thisis an inevitable truth.

But you know what? When we came to a point in time in our life where we feel so dirty , ugly ,soiled and completely hopeless that we even gave up already  on ourselves , God still doesn’t give up on us. That’s how much He loves us.

And in a blink of an eye  God can re-write your story--- yes even your love story!!!

Have you found your prince charming or has it become a jumping frog?

Have you found the one? But let it slip away?

Have you just gone out of a relationship or still healing from the wounds of the past?

Don't give up hope on finding that someone special-- whether you are in your late 20’s or 40’s .Don't lose hope.

Believe in the faith of God over the faith of man!

My grandma remarried at the age of 65.It surprise me & her daughter (my mom) especially.

She is now happily in love.

My friends. Ask God for strength...God is still writing new pages..new characters..and new chapters of our life will unfold right before our very eyes..in His perfect time. ^___^

Kabayan , Mag ingat sa Pagpili ng Insurance!

MANILA, Philippines - Planholders of Prudentialife Plans were dismayed when they heard the announcement the pre-need firm will not pay out claims due to financial problems and as ordered by the Insurance Commission (IC).

Margie Celis, a planholder of Prudentialife Plans, said she was concerned about how she will pay the tuition of her child.

"Pangtuition pa sana yun ng anak ko...natatakot ako na baka matulad ito sa ibang kumpanya," she said.

The Insurance Commission said it released a stay order so that Prudentialife Plans  will not run out of funds.

"We have to intervene, kasi kung hindi kawawa yung mga iba na hindi pa nagmamature ang claims. Kawawa naman sila," conservator Atty. Rosario Bernaldo said.

******************************************************************************************************
Kabayan ,

Bilang magulang matatakot ka rin kasi future ng anak mo ang nakataya , kaya maging maingat po tayo sa pagpili ng Insurance Plan. Alaming mabuti at magsaliksik. Huwag pong basta basta magtiwala dahil tayo din po ang magiging kawawa bandang huli.

Pinatigil ng IC ang pag claim ng mga planholder kasi po hindi naman uubra na ang gagamiting pambayad para sa mga existing planholder ay kukuhanin sa mga bagong bukas na planholder. Unfair po yun at illegal pag ginawa nila.

Kailangan ng Insurance , malaking tulong ito ngunit maging napakaingat sa pagpili. Magtanong , magsaliksik at alamin kung makakapagbayad ba kung saka sakaling sabay sabay na mag mature ang plan.Paano kumikita ang kumpanya at may mga pruweba na ba na nakapag pay out na sila sa mga naunang plan holder?

Siguruhin din naman po nating ang taong nag aalok sa atin ng insurance ay certified insurance agent na maipapakita ang lisensya na pumasa sa exams na ibinibigay ng Insurance Commission o kung pre need plan naman ang kanyang inaalok ay matiyak na ito ay nakaugnay sa SEC.

Maraming Salamat po. ^___^

Mag Tsika chika..Para magka Cheque, Tseke.. ^__^

Gusto mo bang kumita ng tseke sa pamamagitan ng pag tsika?

Sapagkat sa hirap ng buhay ngayon kailangan natin lalo na tayong mga OFW ang kumita ng EXTRA INCOME. Ang iba naman ay mahilig talagang makipag chika nauubos na ang kanilang oras dito pero hindi naman sila kumikita :(

Narinig mu na ba ang tungkol sa Royale? Kung hindi pa ay huwag pahuli!
Buksan ang kanilang website sa www.royalebusinessclub.com.
Ang kanilang mga products ay SUPERBRANDS----patotoo na ito ay kinikilala sa buong mundo ng halos 81 mga bansa at nagpapatunay na epektibo at binibili ng maraming tao.


Kung para sa ating pamilya , hindi ba sinisikap natin na mabigyan sila ng magandang kinabukasan?


May daan para abutin ang mga pangarap mo para kanila.Pangarap na magkaroon ng sariling bahay at lupa, magandang edukasyon sa mga bata ,pumasyal sa ibang bansa atbp.


Walang mawawala sa iyo kaibigan kung iyong susubukan , suriin laman ng mabuti ang negosyong ito.
Maari itong gawin ng part-time.


 Inaanyayahan po namin kayo sa negosyong ito Kabayan---maipamamana mo ito.
 Chika chika lang..kwento kwento lang----- the product & the earnings will speak for itself!


Sa mga karagdagan pong katanungan at para sa libreng Business Presentation ay huwag mag atubili na mag email sa rbcuae@gmail.com o di kaya ay tumawag upang mag set ng appointment sa 050 686 0415.


Maraming Salamat po.


Archie Acedo
http://royale-international.ae/
050 686 0415
BA 64225952
Global Leader/Investment Advocate